If you become chronically ill, LifeTime Benefit Term will pay you 4% of your death benefit each month you receive Long Term Care up to a maximum of 50 months or 200% of the face amount elected. 

If you use the Accelerated Benefits feature for Long Term Care Benefits, this rider restores your life coverage to not less than 50% of the death benefit on which your LTC benefits were based, up to $50,000.

Life insurance premiums will never increase and are guaranteed to age 100. Thereafter, no additional premium is due, and coverage can continue to age 121. 

The death benefit is 100% guaranteed while the policy is in force for the longer of 25 years or age 70, providing coverage while it is needed the most – during your working years. 

After coverage has been in force for two years, you can receive 50% of your death benefit, up to $100,000 if you are diagnosed as terminally ill. 

You can take the coverage with you if you leave The Christ Hospital, and coverage cannot be cancelled as long as premiums are paid as due. 

Available for your spouse /domestic partner and/or children.